About Us
At All Finance Matters, our mission is to deliver top-tier accounting services with a blend of professionalism and approachability, ensuring our clients experience peace of mind as we handle their tax obligations in Portugal. Our seasoned team, comprised of adept Financial Advisors and Chartered Accountants, specializes in assisting international clients, showcasing expertise in accountancy, taxation, fiscal representation, social security, insurance, and mortgages.
We collaborate with our clients rather than merely working for them because your success is our priority.

Our Ceo
Ricardo Chaves is a highly experienced chartered accountant with extensive financial knowledge and a proven ability to successfully raise corporate finance.

Our Multidisciplinary Team
By combining our team’s knowledge with the expertise of skilled professionals in important fields, we cultivate exceptional multidisciplinary research teams. This collaborative approach empowers us to analyze complex situations with a high level of effectiveness.
Their level of expertise and team work is absolutely above and beyond any other company we have come across in the last 35 years of Casa Serviço.
The Tax system in Portugal can be quite challenging at times but with AFM’s proactivity, prompt, clear and understandable communication, I must admit that I do sleep a lot better at night.
Fátima and Ricardo and their AFM team are simply fantastic and I would highly recommend their services. I would also like to send a special thank you to Soraia, their team leader, who always keeps me on my toes.
They have been an essential part of my Portuguese journey and I cannot recommend them highly enough .
Principles
The foundation of our success is grounded in three core principles
Confidentiality
Confidentiality stands as a cornerstone at AFM. Our tax advisers adhere to a professional duty of safeguarding clients’ information, disclosing details only when legally obligated to do so.
Integrity
Integrity, synonymous with honesty, is upheld in all relationships, be it with customers, tax authorities, or any other stakeholders. Our commitment to integrity ensures that our actions, whether commission or omission, are devoid of any intention to mislead.
Objectivity
Objectivity is a fundamental principle within our company. We pride ourselves on making judgments based on well-defined professional criteria, free from external influence, conflicts of interest, or prejudice. This commitment to objectivity ensures the quality of our decisions and actions.